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      Top 15 Best WordPress Payment Plugins

      best wordpress payment plugins

      Thinking about setting up or improving your online store with WordPress? One of the most important decisions you will make is choosing the right payment plugin. It’s the key to making sure transactions go smoothly and securely, and it can make a big difference in your customers’ shopping experience.

      With so many plugins available, finding the best one can be complicated. Don’t worry—we are here to help. In this blog, we’ll walk you through the top 15 WordPress payment plugins that are making waves this year. From user-friendly options to powerful tools, we have done the research so you don’t have to. 

      Let’s explore which payment plugin will best fit your needs and take your online store to the next level!

      What are WordPress Payment Plugins?

      WordPress payment plugins are tools that enable you to accept payments directly on your WordPress website. They integrate with various payment gateways and processors, allowing you to handle transactions smoothly and securely without having to leave your site.

      Here’s a simple breakdown of what they do:

      1. Process Transactions: They handle the technical side of processing payments, ensuring that transactions are completed safely and efficiently.
      2. Integrate with Payment Gateways: They connect your website to payment processors like PayPal, Stripe, or Square, making it possible to accept credit card payments and other forms of electronic payments.
      3. Enhance User Experience: They often come with features that improve the checkout experience, such as customizable payment forms, automatic tax calculations, and support for multiple currencies.
      4. Ensure Security: They help protect sensitive customer information by using encryption and compliance with security standards like PCI-DSS.
      5. Manage Payments: Many plugins offer additional features to manage payments, such as refunds, invoicing, and reporting tools.

      How to Choose the Right WordPress Plugin?

      Choosing the right WordPress payment plugin is necessary to ensure your online store’s smooth operation. Here’s a simple guide to help you make an informed decision:

      1. Assess Your Needs

      • Type of Business: Consider whether you need a plugin for physical products, digital downloads, or services.
      • Payment Methods: Decide which payment methods you want to offer (credit/debit cards, PayPal, bank transfers, etc.).
      • Geographic Reach: Ensure the plugin supports the currencies and payment methods relevant to your target market.

      2. Ease of Use

      • Setup: Look for a plugin that is easy to install and configure. A user-friendly interface can save you time and frustration.
      • Customization: Check if the plugin allows you to customize the checkout process to match your brand’s style.

      3. Security Features

      • Encryption: Ensure the plugin uses strong encryption to protect payment data.
      • Compliance: Verify that it complies with security standards such as PCI-DSS (Payment Card Industry Data Security Standard).

      4. Integration with Payment Gateways

      • Compatibility: Confirm that the plugin integrates with the payment gateways you plan to use.
      • Transaction Fees: Be aware of any fees associated with the payment gateways and how they might impact your costs.

      5. Support and Updates

      • Customer Support: Look for plugins with reliable customer support in case you encounter issues.
      • Regular Updates: Choose a regularly updated plugin to ensure compatibility with the latest WordPress versions and security patches.

      6. Features and Flexibility

      • Advanced Features: Consider additional features like recurring payments, invoicing, or multi-currency support if they are important for your business.
      • Scalability: Ensure the plugin can handle growth if your business expands.

      7. Reviews and Ratings

      • User Feedback: Read reviews and ratings from other users to gauge the plugin’s reliability and performance.
      • Developer Reputation: Research the plugin developer to ensure they are reputable and offer good support.

      8. Cost

      • Pricing Structure: Evaluate the cost of the plugin, including any additional fees for premium features or transaction processing.
      • Budget: Ensure the plugin fits within your budget while meeting your requirements.

      15 Best Payment Plugins for WordPress

      1. WPForms

      WPForms is a popular WordPress plugin that simplifies the creation of custom forms. With over 6 million users, it’s a go-to tool for businesses and individuals looking to streamline processes like contact forms, surveys, and online payments. WPForms integrates seamlessly with popular payment gateways and email marketing services, saving users time and effort.

      Key Features

      • Drag-and-Drop Builder: Easily create forms without coding.
      • Payment Integrations: Connects with PayPal and Stripe.
      • Customizable Templates: Choose from pre-designed templates for quick setup.
      • Recurring Payments: Manage subscriptions and repeat payments.

      Pros

      • Easy to Use: Intuitive interface makes form creation a breeze.
      • Flexible Options: Suitable for a range of form types beyond payments.

      Cons

      • Advanced Features Require Pro Version: Some features need a premium plan.
      • Limited Payment Gateways: Mainly supports PayPal and Stripe.

      Pricing

      Plan Price Sites Standard Support Payment Gateways Advanced Features
      Basic $49/year 1 Yes PayPal, Stripe Conditional logic, File uploads, Multi-page forms
      Plus $99/year 3 Yes PayPal, Stripe, Authorize.Net Form abandonment, Signature addon, Form locker addon
      Pro $199/year 5 Priority PayPal, Stripe, Authorize.Net, Square Online payments, Form automation, Surveys & Polls addon
      Elite $299/year Unlimited Priority PayPal, Stripe, Authorize.Net, Square Form import/export, User registration addon, Zapier integration

      2. MemberPress

      A premium WordPress plugin, MemberPress is designed to create and manage membership sites. It allows you to restrict access to specific content or features based on subscription levels. With MemberPress, you can offer different membership plans, recurring payments, and drip content. It integrates with popular payment gateways and provides robust user management tools, making it a popular choice for businesses that want to generate recurring revenue through subscriptions.

      Key Features

      • Membership Management: Control access to content based on membership levels.
      • Payment Integrations: Works with PayPal, Stripe, and Authorize.net.
      • Recurring Billing: Automate subscription and membership payments.
      • Content Protection: Restrict access to content based on membership.

      Pros

      • Comprehensive Membership Features: Ideal for complex membership sites.
      • Strong Access Control: Manage who sees what with ease.

      Cons

      • Higher Cost: More expensive compared to other plugins.
      • Learning Curve: May take time to master all features.

      Pricing

      Plan Members Courses Access Drip Content Payment Gateways Features
      Basic ($179) 1 Site Unlimited Yes PayPal, Stripe, Authorize.Net, Square Coupons, membership levels, content restriction, member analytics, email marketing integrations
      Plus ($269) 2 Sites Unlimited Yes PayPal, Stripe, Authorize.Net, Square Coupons, membership levels, content restriction, member analytics, email marketing integrations, advanced access rules
      Pro ($319) Unlimited Sites Unlimited Yes PayPal, Stripe, Authorize.Net, Square Coupons, membership levels, content restriction, member analytics, email marketing integrations, advanced access rules, white labeling

      3. Stripe Pro Payment Gateway

      Offering a secure and efficient way to accept credit card payments on your website, with the Stripe Pro Payment Gateway plugin, you can easily customize the checkout process, accept multiple currencies, and benefit from Stripe’s advanced fraud prevention features. It’s a popular choice for businesses that want to streamline their payment processing and offer a secure shopping experience to their customers.

      Key Features

      • Stripe Integration: Accept payments via Stripe with ease.
      • Payment Options: Supports Apple Pay, Google Pay, and credit cards.
      • One-Click Payments: Simplify the checkout process for users.
      • Detailed Analytics: Track payment performance and user activity.

      Pros

      • Seamless Stripe Integration: Directly connect with Stripe for payments.
      • Broad Payment Method Support: Includes various modern payment options.

      Cons

      • Stripe Only: No support for other payment gateways.
      • Requires Stripe Account: You need a Stripe account to use the plugin.

      Pricing

      Service Pricing
      Credit/Debit Card Payments 2.9% + ₹7 per transaction
      International Cards 3.5% + ₹7 per transaction
      UPI Payments 2% per transaction
      Wallet Payments 3% per transaction
      Netbanking 2% per transaction
      Payouts to Bank Accounts ₹5 per payout
      Refunds No fees
      Dispute Fee ₹1,100 per dispute
      Currency Conversion 2% added to the exchange rate

      4. GiveWP

      GiveWP is a widely known WordPress plugin that is designed specifically for fundraising and donations. It offers a user-friendly interface for creating custom donation forms, tracking donations, and managing donor data. With GiveWP, you can easily set up recurring donations, accept one-time payments, and integrate with popular payment gateways. GiveWP is a valuable tool for nonprofits, charities, and individuals who want to raise funds online using their WordPress website.

      Key Features

      • Donation Management: Create and manage donation campaigns easily.
      • Payment Integrations: Connects with PayPal, Stripe, and Authorize.net.
      • Customizable Forms: Design donation forms that fit your brand.
      • Detailed Reporting: Track and analyze donation data.

      Pros

      • Ideal for Nonprofits: Tailored features for donation collection.
      • Flexible Form Options: Customize forms to suit your needs.

      Cons

      • Advanced Features Require Add-Ons: Some functionalities are not available in the base version.
      • May Be Overkill for Simple Payments: More complex than needed for straightforward transactions.

      Pricing

      Plan Price Standard Support Payment Gateways Other Add-Ons
      Free Always Free Yes PayPal, Stripe, Authorize.Net Basic
      Basic $149/year Yes PayPal, Stripe, Authorize.Net, Square Recurring donations, goal tracking, email marketing integrations
      Plus $349/year Yes PayPal, Stripe, Authorize.Net, Square, Apple Pay, Google Pay Donor management, offline donations, custom forms
      Pro $499/year Priority PayPal, Stripe, Authorize.Net, Square, Apple Pay, Google Pay Peer-to-peer fundraising, VIP support, exit-intent popups

      5. Gravity Forms

      More than just a form builder, Gravity Forms is a powerful tool that empowers you to create custom forms that seamlessly integrate with your WordPress website. Its intuitive drag-and-drop interface makes it easy for anyone, regardless of technical expertise, to design professional-looking forms. With Gravity Forms, you can collect data, engage with your audience, and streamline your workflows, all without writing a single line of code.

      Key Features

      • Advanced Form Fields: Create detailed forms with a range of field types.
      • Conditional Logic: Adjust form behavior based on user inputs.
      • Multi-Page Forms: Manage long forms by splitting them into sections.
      • File Uploads: Allow users to submit files with their forms.

      Pros

      • Highly Customizable: Tailor forms to fit specific requirements.
      • Strong Developer Community: Access to extensive resources and support.

      Cons

      • No Free Version: Requires a paid license for use.
      • Can Be Complex: Advanced features may have a learning curve.

      Pricing

      Plan Price Standard Support Payment Gateways Other Add-Ons
      Basic $59/year Yes   Included
      Pro $159/year Yes Stripe, PayPal, Square Dropbox, Zapier, Trello, and others
      Elite $259/year Priority Authorize.net, Stripe, PayPal, Square User registration, coupons, partial entries, polls, signature, survey, Dropbox, Zapier, Trello, and others

      6. WP Simple Pay

      Tired of complex payment plugins? WP Simple Pay offers a no-frills approach to accepting online payments. It’s designed to be easy to use, without sacrificing functionality. Whether you’re a small business owner or a blogger looking to monetize your content, WP Simple Pay provides a straightforward solution for collecting payments securely and efficiently.

      Key Features

      • Stripe Integration: Easily accept payments through Stripe.
      • One-Time and Recurring Payments: Set up various payment types.
      • Customizable Forms: Design simple payment forms tailored to your needs.

      Pros

      • Easy Setup: Quick and simple integration with Stripe.
      • Focused Functionality: Ideal for straightforward payment needs.

      Cons

      • Limited to Stripe: No support for other payment gateways.
      • Basic Features: Fewer options compared to more comprehensive plugins.

      Pricing

      Plan Price Support Payment Gateways Other Add-Ons
      Personal $49.50/year Standard Stripe Basic Custom Fields
      Plus $99.50/year Standard Stripe, ACH Debits Advanced Custom Fields, Subscription Payments
      Professional $199.50/year Priority Stripe, ACH Debits, More Options Advanced Payment Form Builder, Subscription Payments
      Elite $299.50/year Premium Stripe, ACH Debits, More Options Advanced Payment Form Builder, Subscription Payments

      7. Quick PayPal Payments

      Need a quick and easy way to accept PayPal payments on your WordPress website? 

      Quick PayPal Payments is a streamlined plugin that integrates seamlessly with PayPal’s popular payment platform. With just a few clicks, you can add a PayPal button to your website and start accepting payments from your customers. It’s a simple, efficient, and reliable solution for businesses of all sizes.

      Key Features

      • PayPal Integration: Create and manage PayPal payment buttons.
      • Multiple Currencies: Supports various currency options.
      • Simple Setup: Easy to add PayPal buttons without extensive configuration.

      Pros

      • Fast and Easy: Quick setup for basic PayPal payments.
      • Lightweight: Minimal impact on site performance.

      Cons

      • Limited Functionality: Basic payments only, with no advanced features.
      • No Support for Other Gateways: Restricted to PayPal.

      Pricing

      Get in touch directly for pricing details and offers. 

      8. WordPress Simple Shopping Cart

      WordPress Simple Shopping Cart is the perfect solution to add a basic online store to your WordPress website without the complexity of a full-featured e-commerce platform. This lightweight plugin provides a straightforward way to create a simple online store, allowing you to sell products and services directly from your website. It’s ideal for small businesses and individuals who want to start selling their products or services online without the hassle of a complex setup.

      Key Features

      • Basic Shopping Cart: Simple cart functionality for small stores.
      • PayPal Integration: Direct PayPal payment processing.
      • Customizable Buttons: Design product buttons to match your site.

      Pros

      • Simple and Effective: Good for small-scale shops.
      • Easy to Implement: Minimal setup required.

      Cons

      • Limited Features: Basic cart functionality without advanced options.
      • Only Supports PayPal: No integration with other payment gateways.

      Pricing

      WordPress Simple Shopping Cart is completely free to use.

      9. Payment Plugins for Stripe WooCommerce

      Enhance your WooCommerce store’s payment capabilities with Stripe. These specialized plugins offer seamless integration, providing a smooth and secure checkout experience. From advanced features like subscription management to customizable checkout pages, these plugins can help you optimize your online store’s payment processing and increase your sales.

      Key Features

      • Stripe Integration: Seamlessly connect Stripe to WooCommerce.
      • Payment Methods: Support for Apple Pay, Google Pay, and credit cards.
      • Customizable Checkout: Tailor the checkout experience to fit your store.

      Pros

      • Comprehensive Stripe Support: Excellent for stores using Stripe.
      • Easy Integration: Straightforward setup with WooCommerce.

      Cons

      • Stripe Only: Limited to Stripe payments.
      • Requires WooCommerce Knowledge: Best for those familiar with WooCommerce.

      Pricing 

      Stripe Payments Plugin is completely free to use.

      10. Payment Button for PayPal

      Payment Button for PayPal focuses on creating and managing PayPal payment buttons for your site. It’s ideal for users who need a quick way to process PayPal payments.

      Key Features

      • PayPal Button Creation: Easily create PayPal payment buttons.
      • Customizable Appearance: Adjust button design to fit your site’s look.
      • Multi-Currency Support: Handle transactions in various currencies.

      Pros

      • Quick and Simple: Fast setup for PayPal payments.
      • Lightweight: Minimal impact on site performance.

      Cons

      • Basic Functionality: Limited to PayPal buttons with no advanced features.
      • No Other Gateways: Only works with PayPal.

      Pricing

      Get in touch directly for pricing details and offers. 

      11. WooCommerce

      WooCommerce is a popular e-commerce plugin for WordPress that offers a wide range of payment gateway integrations. It provides a flexible and customizable platform for creating online stores and accepting payments from various sources. With WooCommerce, businesses can easily manage products, inventory, orders, and shipping. Its extensive ecosystem of extensions and themes allows for further customization and functionality.

      Key Features

      • Full E-Commerce Suite: Manage products, orders, and customers.
      • Payment Gateway Integration: Supports PayPal, Stripe, Authorize.net, and more.
      • Customizable: Extensive options for tailoring your store’s functionality.

      Pros

      • Comprehensive Features: Ideal for full-fledged e-commerce sites.
      • Extensive Gateway Options: Connect with numerous payment processors.

      Cons

      • Complex Setup: This can be overwhelming for beginners.
      • May Require Extensions: Some features need additional plugins.

      Pricing

      WooCommerce is free. You usually only have to pay if you need extra features, like buying WooCommerce Subscriptions to handle recurring payments.

      12. Forminator

      While primarily known as a form builder, Forminator can also be used as a payment plugin. By integrating with popular payment gateways like Stripe and PayPal, you can create custom payment forms within Forminator. This allows you to collect payment information alongside other data, making it a versatile option for businesses that need a flexible and customizable payment solution.

      Key Features

      • Form Builder: Create and customize forms with ease.
      • Payment Integrations: Supports PayPal, Stripe, and Authorize.net.
      • Conditional Logic: Adjust form behavior based on user input.

      Pros

      • Versatile Form Options: Suitable for a range of form types.
      • User-Friendly: Easy to create and manage forms.

      Cons

      • Limited Free Version: Some features are restricted to the Pro version.
      • Advanced Payment Options: May require premium features.

      Pricing

      Plan Sites Monthly Yearly
      Pro Basic 1 $3 $15
      Pro Standard 3 $5 $25
      Pro Freelancer 10 $10 $50
      Agency Unlimited $20 $100

      13. Mollie Payments for WooCommerce

      Mollie Payments for WooCommerce is a comprehensive plugin that offers a seamless integration between WooCommerce and the Mollie payment gateway, including from credit cards, iDEAL, and Bancontact to Sofort Banking. By using this plugin, you can easily accept payments from customers in multiple countries and regions, making it a great choice for businesses that operate internationally or target a diverse customer base.

      Key Features

      • Mollie Integration: Connect Mollie with WooCommerce for payment processing.
      • Various Payment Methods: Includes iDEAL, Bancontact, SEPA, and more.
      • Secure Processing: Reliable and secure payment transactions.

      Pros

      • Broad Payment Options: Supports multiple payment methods.
      • Smooth WooCommerce Integration: Easy to set up with WooCommerce.

      Cons

      • Limited to Mollie: No support for other payment gateways.
      • Europe-Focused: Primarily beneficial for European customers.

      Pricing

      They charge only per transaction. There are no startup fees, monthly fees, or gateway fees. No hidden fees at all.

      14. Express Checkout Payment Gateway for WooCommerce 

      Looking for a plugin that simplifies the checkout process for your WooCommerce store? Then Express Checkout Payment Gateway for WooCommerce is the solution. This allows customers to quickly and easily complete their purchases using their existing PayPal account, without having to enter their payment information on your website. By offering this convenient payment option, you can improve the checkout experience for your customers and potentially increase your sales.

      Key Features

      • PayPal Express Checkout: Fast PayPal checkout integration.
      • Various PayPal Options: Supports multiple PayPal payment methods.
      • Easy Setup: Simple configuration with WooCommerce.

      Pros

      • Quick Checkout: Accelerates the payment process for customers.
      • User-Friendly: Easy to integrate and configure.

      Cons

      • PayPal Only: Limited to PayPal’s Express Checkout.
      • May Require Additional Setup: Advanced features might need extra configuration.

      Pricing

      Feature Value
      Payment Processors WooCommerce Payments, Stripe, PayPal, Braintree, eWay, and more
      Annual Price $79
      Monthly Price $6.59

      15. Stripe Payment Plugin for WooCommerce

      Streamline your WooCommerce store’s payment processing with the Stripe Payment Plugin. This powerful tool offers a seamless integration with Stripe, allowing you to accept a wide range of payments, including credit cards, Apple Pay, and Google Pay. With advanced fraud prevention features and customizable checkout pages, this plugin is a must-have for businesses looking to enhance their online sales and provide a superior customer experience.

      Key Features

      • Stripe Integration: Connects WooCommerce with Stripe.
      • Payment Methods: Supports cards, Apple Pay, Google Pay.
      • Customizable Checkout: Tailor the checkout process.
      • Secure Processing: Utilizes Stripe’s security features.

      Pros

      • Comprehensive Support: Excellent Stripe integration.
      • Wide Payment Options: Accepts modern payment methods.
      • Easy Setup: Simple integration with WooCommerce.

      Cons

      • Stripe Only: Limited to Stripe as the payment gateway.
      • Requires WooCommerce Knowledge: Best for users familiar with WooCommerce.

      Pricing

      Get in touch directly for pricing details and offers. 

      Start Accepting Payments Today

      To start making money from your website, accepting payments directly on your WordPress site is a great move.

      With the payment plugins listed here, you can handle almost any type of payment. All the options are high-quality, so it’s about finding the one that fits your needs best.

      If you built your site on WordPress.com, the simplest way to start taking payments is by using the built-in Payments or Donations blocks, which are available on all paid WordPress.com plans, including Personal and Premium.

      For WordPress.com Business plan users, you can also install any of the payment plugins from this list, plus other payment plugins if needed.

      Looking for the perfect payment plugin for your WordPress site?

      Our cmsMinds experts can help you choose and set up the best option. Reach out to us for a free consultation today!

      Contact us now

      FAQs

      If you experience problems with your payment plugin, first check the plugin’s documentation and support forums for solutions. Ensure the plugin is up to date and compatible with your version of WordPress. If issues persist, contact the plugin’s support team or consider reaching out to a WordPress expert for assistance.

      When choosing a payment plugin, consider factors like ease of use, compatibility with your WordPress theme, transaction fees, and the types of payments you need to accept (e.g., credit cards, PayPal, subscriptions). Look for plugins with good reviews and support.

      Yes, reputable WordPress payment plugins are designed with security in mind. They use encryption and comply with industry standards like PCI-DSS to protect sensitive payment information. However, it’s important to keep your plugins updated and use security best practices.

      It depends on the payment plugin you choose. Some plugins require you to have a separate merchant account, while others include payment processing services directly. Check the plugin details to see what’s required.

      Yes, you can use multiple payment plugins on your WordPress site. However, be cautious as having too many plugins may lead to conflicts or complications. It’s usually best to choose one or two plugins that meet all your needs to ensure smooth operation.

      Author's Bio

      Ujjawal Laddha is a Business Growth Strategist at cmsMinds, where he excels in aligning technology solutions with business needs. With a knack for compelling storytelling and user-centric design, Ujjawal takes technical precision up a notch. He aims to educate on CMS platforms like WordPress, Drupal & Shopify, to help you take informed decisions for web development success.

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